Wednesday, February 28, 2007

Real Estate in the News

Key News reported a possible housing market rebound this morning on it's early morning program. Increased closed sales nationwide, as well as in the local market, along with an increase in the number of pending sales was reported. It was pointed out that these could be indicators that the market is stabilizing and the slump is over. More on this soon!

Search the MLS for Ventura County Real Estate at:

Tuesday, February 27, 2007

Small Homes

With baby boomers becoming empty nesters and generation X so busy with careers, smaller homes are in demand. Many homebuyers have decided they'd like more time for hobbies, relaxation, travel, and spending time with family and friends. Homes that are 1200 - 1500 square feet with modest yards and close to shopping and restaurants are in big demand. Ventura's midtown is a prime example of this. Midtown Ventura has consistently remained in high demand, despite the fact that most of the homes are under 1500 square feet. These homes are close to shopping, restaurants, and that wonderful local resource, the beach! Who knows, maybe builders will stop building 3000 square feet homes on postage size lots and go back to the bungalows of the 40's and 50's!

Search the MLS for Ventura County Real Estate at:

Monday, February 26, 2007

Credit Scores 101

As everyone knows, mortgage lenders review your credit scores when they are making a decision to lend on a home. Each of us have 3 credit scores, and most lenders use the middle score. What many of us don't know, is how these credit scores are computed, and how we can raise our own score. One of the fastest and easiest ways I've seen to raise your score is to pay down your revolving credit. Don't close it, just pay down those credit cards as far as you can. You may see a jump in your score of 10-40 points in just one month. Of course, paying your bills on time is the best way to insure good credit!

Search the MLS for Ventura County Real Estate at:

Thursday, February 22, 2007

Things are picking up!

I don't know how the other Realtors are feeling about the market right now but in my little world: Things are picking up! I have been extremely busy showing properties. Buyers are taking their time to look at a lot of homes before decieding on one. But there are more buyers looking now so if you are a seller - put your best foot forward! Make your home shine!


Visit me at my web site at:

Friday, February 16, 2007

Walk to the Beach!

Check out this beautiful Oxnard Shores condo just a short stroll to the beach. Soooo many upgrades, like bamboo flooring throughout, granite countertops in the kitchen, and a jetted spa tub in the master bedroom. One year lease at $1950 per month.

Perfect for Roommates!

Search the MLS for Ventura County Real Estate and Rentals at:

Wednesday, February 14, 2007

Downsizing? How about a modular home?

Ready for a little less yard work and a lot less house cleaning? Are you or your spouse over 55 years old? How about downsizing to a modular home? We have some beautiful Parks in Ventura County. Most of the parks are like living in your own little protective community. Your neighbors watch out for you and you watch out for your neighbors. The space rents are affordable even on a fixed income. The gas and electric are metered just like in your home so you only pay for what you use. Most Parks have a clubhouse and a variety of activities for its residents. Some Parks have RV parking that is more than affordable. You can visit all your relatives around the country and not worry about your home. Then, when you get back, not pay a fortune to store your RV. Call Lorraine at (805) 901-8805 for more information.


Tuesday, February 13, 2007

Real Estate and the Internet

As evidenced by your presence right here and now, home buyers and sellers are using the internet! According to the National Association of Realtors 2006 Profile of Home Buyers and Sellers, the overall usage of the Internet is up from 71% in 2003 to 80% in 2006, but the percentage of buyers who reported that they used the Internet frequently has risen from 42% to 59% over the same period. Keep on clicking.

Search the MLS for Ventura County Real Estate at:

Friday, February 09, 2007


Great news in today's Ventura County Star! Rates on 30-year mortgages fell for the first time since early December as lower-than-expected job growth eased worries in financial markets about inflation. 30-year fixed rate mortgages averaged 6.28% this week, DOWN from 6.34% last week! This was the first drop since December 7 when 30-year mortgages had fallen to 6.11%, the lowest level since early 2006.
In summary the article in the Star states that, "Analysts said the jobs report, coming after a string of stronger-than-expected economic data, eased concerns that the economy was now growing so strongly that it might prompt the Federal Reserve to start raising interest rates again.
Great rates and great mortgage programs are still available! Now is still a good time to consider getting a great rate for purchasing a home. Call or email if you wish to get pre-qualified to purchase.

Janis Calkins
California Oaks
298 S. Seaward; Ventura
or Heritage Square; 7th St; Oxnard
(805) 218-7016